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Swapping your Car  
About    
Your Payment Swap   
Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy , Cookie Policy and Terms
Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Registration Number 757685) and is a firm registered in England and Wales (Company number 9679212). All rights reserved.
How it works
Its new and so easy to do
We've put together a video that might help!
Swapping to your perfect car
Explore how Payment Swap works
About Payment Swap
Who we are and what we do
Need Help?
We are here to help
When you swap with us
We give you an account so you can...
Get alerts when you can swap again 
Hand-off to other devices
Receive reminders on your servicing, MOT and Insurance 
Login to Payment Swap
Manage your account
Why wait until you've
finished paying your old car off? 
Simply enter your details below and see what you could swap to!
1
Current Monthly Payment 
Tell us your current monthly payment.
If you already own your car then just type £0
2
Current Reg Number 
3
Your Postcode
How it works
Payment Swap is the UK's first click and collect Used Car buying website aimed at finance buyers.
1. Choose your Car
Use our payment search to browse 1000's of Used Cars from UK Approved Dealers. 
2. Tweak your deal
Adjust your deal, reserve your car, and complete your finance - all online.
3. Swap!
Drop in with your old car, and drive away in your new car - all in under 15 minutes
Our Payment Search
We calculate the value of your current car plus any outstanding finance, so we can show you monthly prices exactly compared to what you're paying now. 
£16 less per month
12 miles away
Want to pay less per month?
£Same per month
5 miles away
Keep your payments the same and swap to a newer car?
£19 extra per month
8 miles away
Want to pay more per month?
No Deposit required
  |  
No fees
  |  
Do it all online
  |  
100% hassle free
Which Customer are you?
Payment Swap gives you the flexibility to change your current car, even if you're only halfway through paying it off!
Emily has been promoted and wants to pay a bit more for a newer, sportier car!
Tom is 2 years into a 4 year Hire Purchase (HP) and is just bored of his current car!
Harriet has just had a baby and needs a bigger car but she has 7 months left on her current PCP.
Peter is spending too much on his current car and wants to pay less per month.
Whatever your reason, see what you could swap to!
Some of the Benefits
We take the hard work out of swapping your car
The UK's best dealers
All of the cars shown on Payment Swap are currently on display at the country's best-loved main dealers. We only deal with Approved UK Dealerships.
15 minute handover
Because you’ve done all the paperwork online, there’s less to do when you collect your car - just hand over your keys, check out your new car and after a short test drive, drive away! 
One stop shop
We connect everything together. We value your current car, settle off your existing finance and manage the process of swapping into your newer car. It's quick and super easy to do.
Deposit-free, haggle-free
We put you in control of your payments and there's no Sales People to deal with. You just pay what suits you and there's no need for a deposit.
Online Finance
Complete your new finance online with all the facts in front of you
9.9 % APR representative

See what you could swap to!
Payment Swap uses cookies to give you the best customer experience possible. By using this site, you agree to this use. Learn more
Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy , Cookie Policy and Terms
Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Registration Number 757685) and is a firm registered in England and Wales (Company number 9679212). All rights reserved.
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