Customers treated to Used Car 'early-change' Click & Collect
Thu, 30 Mar 2017

This Spring, the trusted household brand, Exchange & Mart launches the first ever self-deal Used Car buying website, where customers get to bypass the traditional car-buying route and do everything themselves online in a hassle-free way.

By simply entering a current monthly payment, registration number and postcode, the website quickly calculates the customer’s equity and even taking in to account paying off any existing finance, it returns a range of newer cars that all cost the same per month or less.


Sal Ciullo, Commercial Director for Automotive Media Ltd, creators of the Payment Swap concept said: “For the very first time, there’s now a website that lets customers who are in the middle of their existing finance agreement change their car early for something newer but for the same monthly payment or less. 

Sal went on: “No deposit is required to swap and should the customer prefer to have a completely different arrangement, Payment Swap’s simple filtering allows them to either increase or reduce their new monthly payments or the number of months to be paid over”.


The rate quoted throughout the site is fixed subject to status for both HP and PCP at 9.9% APR representative. This competes with all other retail lenders and is aimed to make payments affordable without the need to put a deposit in.

Sal continues: “Every car seen comes from an approved franchise dealer, dealer group or leading car supermarket, where each has been authorised because of their excellent attention to detail and excellence in customer care.

“No longer is there a need to visit lots of dealers or the multitude of websites that are needed to buy and sell a car or arrange its finance, Payment Swap does it all and makes the customer journey quick, easy and enjoyable, right up until and including the point of handover”.


Each supplying dealer located around the UK meets the customer for the first time after the customer has completed their own deal, made simply by five easy steps. This is when the dealer’s Handover Specialist takes control and after giving the customer a short test drive, they complete the exchange and the customer heads off in under twenty minutes.   


Customers taking a Payment Swap can trade their existing car in for all the popular brands such as Ford, Vauxhall, Nissan, Renault, Peugeot, Nissan, before heading up to BMW, Jaguar, Audi, and Mercedes, and then on to the likes of the more luxury franchises including Bentley, Maserati, Porsche and Aston Martin.


Everything seen is shown in monthly payments and includes any existing finance being paid off as part of the new figures. This is the first of its type and is seen positively by the various dealers and regulatory bodies, all required to have made Payment Swap a reality. 


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Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy, Cookie Policy, Terms and Conditions

Depending on the amount you owe, there is a likelihood your new agreement’s term will be extended beyond your existing arrangement. Subject to status. The renewal of a new agreement is subject to underwriting conditions and may not always be possible. Payment Swap is a registered trademark brand, operated in accordance with FCA guidelines. Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 757685). Automotive Media Ltd is a firm registered in England and Wales under company number 9679212. All rights reserved. Written quotations detailing a choice of finance lenders will be made available from Automotive Media Ltd, who are a credit broker and not a lender and whose name is listed on the FCA register.

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