Dealerships turning customers away with negative equity…

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Subject to status and the amount you owe, we help thousands of people swap their car earlier than planned!

Payment Swap® came about because too many people were being told to “call back’ when they’d paid more off their existing finance.

We found that as long as customers could afford to add their negative equity in to their new finance agreement, they were willing to change their car sooner. Naturally, it’s extremely important for companies like ours to only operate with a responsible lending policy, and that means we will never actively encourage people to borrow more than they can afford.

The most popular reason for swapping cars before the customer had reached the end of their agreement was that the current car no longer did the job. Growing families, unreliability and improved lifestyles were among the top ten reasons to change cars on finance early. We found that as long as customers could afford o add their negative equity in to their new finance agreement, they were willing to change their car sooner.

How easy is it to buy your next car using Payment Swap…

Once you’ve entered your part exchange registration number and how much you owe, the rest really is plain sailing. The website uses intelligent search to display a large choice of cars, each with full details and a monthly payment which will include the dealership paying off your old finance agreement.

Payment Swap ® is a registered trademark of Automotive Media Ltd. PrivacyCookie PolicyTerms and Conditions Depending on the amount you owe, there is a likelihood your new agreement’s term will be extended beyond your existing arrangement. Subject to status. The renewal of a new agreement is subject to underwriting conditions and may not always be possible. Payment Swap is a registered trademark brand, operated in accordance with FCA guidelines https://www.fca.org.uk/ Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 757685). Automotive Media Ltd is a firm registered in England and Wales under company number 9679212. All rights reserved. Written quotations detailing a choice of finance lenders will be made available from Automotive Media Ltd, who are a credit broker and not a lender and whose name is listed on the FCA register. At https://www.paymentswap.co.uk/ we believe in transparent pricing and clear instructions on what to do and what product you’re buying. This is why we score 4.8/5 stars on https://uk.trustpilot.com/review/paymentswap.co.uk

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