Have you ever been told that “it’s too early to change”? That’s when the dealership can see that you owe a lot more on your part exchange than they value it at.
It’s called negative equity and a lot of dealers in 2021 are struggling to get their finance providers to over-lend on their car to cover this amount of negative equity.
Here at Payment Swap, we actively encourage customers to bring their existing car to us and part exchange it even with negative equity. Our finance providers are geared up for this as long as your credit rating is good.
Each payment seen includes the PX’s finance being settled off, which means no deposit is required subject to status.
The website steers the customer through and using the filters to find the right car at the right payment has never been this easy. If you would like to reduce your payments, we can help you by showing cars from main dealers where all you need to see is a single monthly payment on 60 months HP finance.
For more detailed finance information, this can be seen on every page including where the vehicle is located for you to collect.