Sell more cars with no effort, no risk and £0  cost
Advertise your cars to millions of "mid-term" customers
Powered by trusted UK dealers
We've partnered with some of the best in the business
How does it work?
"There are lots of online finance calculators, vehicle search portals and car-buying websites already out there. However, none of them offer the customer a click & collect facility to buy your stock. Portals who cannot advertise cars this way will fail to attract the younger generation (X), Y and Z, or any mid-term finance prospects or many female buyers - an incredibly big gap that's opening up." 
Reach an untapped audience 
Payment Swap will not only feature your stock free of charge, it will sell cars for you too. It’s the only portal to feature taking a customer’s car in part exchange, and if we don’t make the sale for you, there’s a chance the customer will come directly to you. We feature your dealership’s details on every Used Car page as a thank-you for your support. 
Retail prices + a proven source of business - guaranteed!
No other portal or broker will offer this. We will guarantee the source of business on the customers we send to you. In addition, you're not competing over the customer's business and they are happy to pay the monthly payment we display. 
Zero cost, zero risk
With no weekly rates for uploading your stock and no other 3rd party to go through, as long as you have a daily stock feed, you can upload all your cars and vans, free. No cost per click fees. No cost for stand out or one-upmanship. No cost for extra photos and certainly no cost for advertising – it’s a win, win scenario.
Keep or release the Part Exchange
We know acquiring used car stock is important, which is why we use Manheim to value and appraise every part exchange - and then give you first option to buy at a pre-agreed price. If you don’t fancy keeping the PX, it will be collected within 72 hours of your call.
Conquest Business = more sales
Not only will this audience be made up of 90% conquest business, these customers will be sent along to your dealership to take delivery of a Used Car up to two years earlier than expected. In effect this doubles the sales volume as it reduces the customer life cycle by half. 
Ready made Click & Collect
Opting in to Payment Swap means you instantly have a ready-made, end-to-end click & collect platform at your disposal. Within just 24 hours you could be online selling your cars to conquest customers, free. 
FCA and consumer credit act 
Our process totally removes the increasing burdens now associated with online selling, such as the latest concerns over PCP sales and GAP that went before it. We are FCA accredited and our process has met with all directives
More Benefits
Payment Swap is Dealer Friendly and we mean it
Zero Selling Time
With Payment Swap, your selling time is not required. We've already generated the enquiry and completed the sale remotely - and not just some of it, we're talking about the entire transaction.
Increase your database
All these extra customers will be a benefit to both your sales and aftersales departments, especially as they become part of your database going forward.
Used, Pre Regs, Pack Deals & ex-Demos 
As well as Used Cars, Payment Swap is also perfect for Pre Reg, Pack Deals and Ex Demos too. All we need is a stock feed. Simple.
Selling your cars for you is all we do
We're not interested in selling customer data or controlling your customers. We're only interested in one thing, and that is matching our customers to your Used Car stock and sending in a completed sale for you to take over. 
Want to sell your cars with Payment Swap? 
Are there any Vehicle Exclusions?

We do not upload cars over 12 years of age, write offs including Cat C and D, and currently commercial vehicles

How do I opt in?

As long as you are either a franchise dealer, leading Car Supermarket or single site dealer with an excellent reputation and who operates a proven customer standards programme or CSP, you can opt in, for free. You must be able to supply an electronic daily stock feed and carry over 50 cars continually. To opt in, please use the Dealer Entry form or email us at

What are the Dealer requirements?

Eligible dealers must provide with every sale a minimum of three months warranty, a twelve months MOT where there is less than three months to run and an up to date service in line with manufacturer's recommendations.

What are my responsibilities as the supplying Dealer?

Once your customer arrives, you will simply carry on as normal as with any retail sale. This includes:

- Greeting customer on arrival 

- Offering the customer a test drive

- Selling all add-on products and accessories

- Service Plan quote. 

- Quick appraisal of the part exchange

- Releasing or keeping the PX

- Entering customers on your database

- Diarise follow-ups for servicing and aftersales 

How does Payment Swap make money?

First and foremost, we are a finance broker and this means any finance commission made pays for all this for you. This covers the various customer relations, website hosting and online advertising campaigns. 

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Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy, Cookie Policy, Terms and Conditions

Depending on the amount you owe, there is a likelihood your new agreement’s term will be extended beyond your existing arrangement. Subject to status. The renewal of a new agreement is subject to underwriting conditions and may not always be possible. Payment Swap is a registered trademark brand, operated in accordance with FCA guidelines. Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 757685). Automotive Media Ltd is a firm registered in England and Wales under company number 9679212. All rights reserved. Written quotations detailing a choice of finance lenders will be made available from Automotive Media Ltd, who are a credit broker and not a lender and whose name is listed on the FCA register.

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