Sell more cars with no effort, no risk and £0  cost
Advertise your cars to millions of "mid-term" customers
Our Partners
We are backed by some of the biggest names in the motor industry. 
How does it work?
"There are lots of online finance calculators, vehicle search portals and car-buying websites already out there. However, none of them offer the customer a click & collect facility to buy your stock. Portals who cannot advertise cars this way will fail to attract the younger generation (X), Y and Z, or any mid-term finance prospects or many female buyers - an incredibly big gap that's opening up." 
Advertising to a HUGE untapped audience 
Exchange & Mart are owned by Newsquest who own over 200 press publications and associated websites. Payment Swap will not only feature prominently on Exchange & Mart's homepage but will be equally prominently displayed on all Newsquest's press titles and associated websites. The scale of this marketing is today attracting in excess of 33 million unique visits per month which is four times greater than the leading UK car portal. Additionally, unlike other portals who only appeal to customers already in market, Payment Swap will generate an unprecedented amount of incremental buyers for you today. 
Full up margin + a proven source of business - guaranteed!
No other portal or broker will offer this. We will guarantee the source of business on the customers we send to you. Not only this, but because you're not competing over the customer's business, you will receive full up screen prices on every sale - also guaranteed. 
Zero cost, zero risk
As long as your stock is on the Exchange and Mart website, there is no charge.

There are no weekly rates for uploading your stock. No cost per click fees. No cost for stand out or one-upmanship. No cost for extra photos and certainly no cost for advertising - and it's a big advertising campaign.
Keep or release the Part Exchange
We know acquiring used car stock is important, which is why we use Manheim to value and appraise every part exchange - and then give you first option to buy at a pre-agreed price.
Conquest Business = more sales
Not only will this audience be made up of 80% conquest business, these customers will be sent along to your dealership to take delivery of a Used Car up to two years earlier than expected.

In effect this doubles the sales volume as it reduces the customer life cycle by half.
Ready made Click & Collect
Opting in to Payment Swap means you instantly have a ready made end-to-end click & collect platform at your disposal. Within just 24 hours you could be online selling your cars to conquest customers, free. 
FCA and consumer credit act 
Our process removes the increasing burdens now associated with online selling, such as the latest concerns over PCP sales and GAP that went before it. We are FCA accredited and our process has met with all directives
More Benefits
Payment Swap is Dealer Friendly and we mean it
Zero Selling Time
With Payment Swap, your selling time is not required. We've already generated the enquiry and completed the sale remotely - and not just some of it, we're talking about the entire transaction.
Increase your database
All these extra customers will be a benefit to both your sales and aftersales departments, especially as they become part of your database going forward.
Used, Pre Regs, Pack Deals & ex-Demos 
As well as Used Cars, Payment Swap is also perfect for Pre Reg, Pack Deals and Ex Demos too. All we need is a stock feed. Simple.
Selling your cars for you is all we do
We're not interested in selling customer data or controlling your customers. We're only interested in one thing, and that is matching our customers to your Used Car stock and sending in a completed sale for you to take over. 
Want to sell your cars with Payment Swap? 
Are there any Vehicle Exclusions?

We do not upload cars over 12 years of age, write offs including Cat C and D, and currently commercial vehicles

How do I opt in?

If you are an existing customer of Exchange & Mart and are either a franchise dealer, leading Car Supermarket or single site dealer with an excellent reputation and who operate a proven customer standards programme or CSP, you can opt in, free.  If you do not already advertise with Exchange & Mart, contact us today to find out how quick and easy it is to advertise your cars on Payment Swap. 

What are the Dealer requirements?

Eligible dealers must appoint a Handover Specialist to properly manage the vehicle handover for the customer. Dealers must also provide with every sale a minimum of three months warranty, a twelve months MOT where there is less than three months to run and an up to date service in line with manufacturer's recommendations.

What are my responsibilities as the supplying Dealer?

Once your customer arrives, you will simply carry on as normal as with any retail sale. This includes:

- Greeting customer on arrival 

- Offering the customer a test drive

- Selling all add-on products and accessories

- Service Plan quote. 

- Quick appraisal of the part exchange

- Releasing or keeping the PX

- Entering customers on your database

- Diarise follow-ups for servicing and aftersales 

Already a Payment Swap Dealer?

If you're already with us and want a recap on our process, please view our videos below:

Video 1 : Intro and Vehicle Order

Video 2: Getting your car ready 

Video 3: How to invoice

Video 4: Customer Handover

Video 5: Selling Add-ons

Video 6: Distance Selling Regilations

Video 7: Releasing or keeping the PX

If you need anything else just drop us an email at

Subscribe to our newsletter for all the latest news, reviews and blogs!

Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy, Cookie Policy, Terms and Conditions

Depending on the amount you owe, there is a likelihood your new agreement’s term will be extended beyond your existing arrangement. Subject to status. The renewal of a new agreement is subject to underwriting conditions and may not always be possible. Payment Swap is a registered trademark brand, operated in accordance with FCA guidelines. Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 757685). Automotive Media Ltd is a firm registered in England and Wales under company number 9679212. All rights reserved. Written quotations detailing a choice of finance lenders will be made available from Automotive Media Ltd, who are a credit broker and not a lender and whose name is listed on the FCA register.

Click here to see your activities