Clear, transparent finance

Buying your next car on finance is so easy to do with Payment Swap. Complete your application online and get an instant decision.

With a rate of 11.9% APR representative(subject to status) it’s great value too!

11.9% APR Representative

From a large panel of lenders, we’re able to give you our lowest rate possible. Every deal we offer is calculated using 11.9% APR representative, subject to status.

Representative example

Total amount of credit £10,000, advance payment £0. Term 60 months. Representative fixed APR of 11.9%. Total charge for credit £3,070. Total amount payable £13,070. Payable by 59 payments of £218, followed by one final payment of £228 to include a £10 option to purchase fee.

Click here to view our Initial Disclosure Document (IDD)

Hassle-free Finance

Why go elsewhere for your finance when you can complete your application easily as part of your order and obtain an instant decision in minutes.

Online application

It only takes minutes to complete your application online for an immediate decision.

Signing your paperwork

Once you've been accepted, sign your documents online instantly all online.

Help is always on hand

We have a large team based here in the UK who are there for you when you need them.

Your data privacy

Your application is totally secure and your personal data won't be shared outside our partners.

Types of Finance Explained

You can search for your next car and then purchase it from Payment Swap a conventional Hire Purchase (HP) agreement

What are you waiting for?

See what you could swap to
Still wanting to swap your ?

Start Again
Enter your reg number and let's get started!
Just looking? View our cars here