How Payment Swap works

1. Tell us about your current car 

Tell us your reg number and how much you have left to pay. Our clever site will instantly obtain the best price for your car from dealers and auctions across the country and add the equity (car value minus any finance) into your new search as a deposit. 

2. Find the car you really want to swap to

With your old car being used as a deposit you are now free to browse in your own time from over 11,943 used cars and relax in the knowledge that all of our cars have been quality inspected and thoroughly checked by our Approved Dealerships. 

3. Customise your new finance and order online

Choose how long you'd like to pay over, and what type of finance you would like. Complete your application in minutes and order your car. It's so easy to do - you'll receive an instant decision and can do it all online from the comfort of your own home. 

4. Swap!

Tell us your preferred date/time and simply drive to the dealership where your new car is - swap keys - and drive away. Easy! No haggling and no hassle. If you'd like to take a test drive beforehand then by all means do so. 

5. Piece of mind

If you have any problems then we're here for you. We operate a dedicated UK support team so get in touch, or check out our help pages.
The great news is we'll let you know when you can swap again and tell you about any improvements to your service. 
What are you waiting for? 
See what you could swap to
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Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy, Cookie Policy, Terms and Conditions

Depending on the amount you owe, there is a likelihood your new agreement’s term will be extended beyond your existing arrangement. Subject to status. The renewal of a new agreement is subject to underwriting conditions and may not always be possible. Payment Swap is a registered trademark brand, operated in accordance with FCA guidelines. Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 757685). Automotive Media Ltd is a firm registered in England and Wales under company number 9679212. All rights reserved. Written quotations detailing a choice of finance lenders will be made available from Automotive Media Ltd, who are a credit broker and not a lender and whose name is listed on the FCA register.

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