Terms and Conditions
Payment Swap Terms and Conditions
Terms of use

In accordance with the following user terms ('User Terms'), Payment Swap, a registered trademark of Automotive Media Ltd grants to you as an authorised user ('you') of this PaymentSwap.co.uk web site ('Web Site') certain rights (as set out below) and in return you agree to perform certain obligations. Please read these User Terms carefully. They are a legal document and, by your continued use of the Web Site, you agree to be bound by these User Terms. These User Terms should be read in conjunction with Automotive Media Ltd privacy policy. If you do not agree with these User Terms and do not wish to be bound by them, please exit this Web Site and do not use the Web Site in the future. These User Terms also apply to Payment Swaps’ Web Site, mobile platform, apps, and any other devices the User uses to access content provided under the Payment Swap brand.

Access to Website

Access to the Website is subject to the following terms of use. By accessing the Website, you accept all terms of use that apply to the services provided. We reserve the right to alter these terms of use at any time and it is your obligation to check regularly if changes have been made. Use of the Website after changes are posted on-line constitutes acceptance of any new terms of use.

Access and Availability

We will not be liable if for any reason our site is unavailable at any time or for any period. We may restrict access to some parts of our Website to users who have a personal account as a result of ordering a car through our Website. You are permitted to browse this website and we also encourage you to download and share elements with your friends and family for personal and information use. However, you are not allowed to reproduce extracts by way of printing, downloading or by distribution to other people for business use, or create any hyperlink or other similar form of connection to this website without our express written permission. The use of this website within any other website by the use of framing or otherwise is strictly prohibited. You must not cache any of the contents for access by third parties.

Your Responsibilities

You agree that you are responsible for the security and use of any user names or passwords needed to access or use the personal area of the Web Site or any of the third party services on the Web Site. You must take all reasonable steps to ensure that these user names and passwords are kept confidential and secure and you do not allow any unauthorised person to access the Web Site or any of the services on the Web Site using your user name or password. You agree that you will not use the Web Site or any of the services on the Web Site as follows: to send, receive, upload, download, store, use, distribute or publish any material that is offensive, abusive, indecent, defamatory, obscene, or in breach of any other person's Intellectual Property Rights or breaches any obligation of confidentiality by which you are bound;
to send or distribute multiple unsolicited emails or messages (i.e. 'spam') or to cause any other person annoyance, inconvenience or worry;
for any purposes connected to any business, including sending any unsolicited advertisements or promotional material. You agree to indemnify Automotive Media Ltd against any claims, costs, expenses or legal proceedings caused as a result of your use of the Web Site or the services on the Web Site in contravention of these terms and conditions. Further, in these circumstances, Automotive Media Ltd shall be entitled to treat the contravention as a material breach of these User Terms and terminate the User Terms and any access permission granted to you by Automotive Media Ltd forthwith, without notice to you.

Copyright and trade marks

Unless, by exemption permitted within these terms of use, you may not copy, reproduce, redistribute, download, republish, transmit, display, adapt, alter, create derivative works from or otherwise extract or re-utilise any of the contents of the Payment Swap website. All rights, including copyright, in the content of the web pages, in the photographs of any vehicles displayed on the Website and all database rights in our database of vehicles, are owned or controlled for these purposes by us. All trademarks, names and logos are the proprietary marks of Automotive Media Ltd or of our associated companies. Marks identifying third parties are owned or licensed by those third parties or their associated companies. No conditions within these terms use confers on you any licence or right under any trademarks, names or logos. We are not liable for failure to perform any of our obligations under these terms of use caused by matters beyond our reasonable control.

Liability

The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. You understand and acknowledge that in using the Service, you may be exposed to Content that is factually inaccurate, offensive, indecent, or otherwise objectionable to you. You agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Automotive Media Ltd with respect to any such Content. We exclude all liability (other than liability for death and personal injury) resulting from your access and use of the site. External Sites have not been verified by Payment Swap and all use and access of External Sites is done so at your own risk. “External Sites” means third party websites and online services to which the Website links. We may from time to time without prior notice to you temporarily disconnect the website or change these terms and conditions without affecting any accrued rights or liabilities.  We shall not be liable for any claims or losses of any nature arising directly or indirectly from use of the data or material on this site or howsoever arising (except liability for personal injury or death arising from negligence or to the extent required by law).  We will need to carry out routine maintenance and servicing of our infrastructure from time to time. While we will seek to keep disruption to a minimum we can’t guarantee that the Website will be continuously available on-line. We therefore provide the Website on an "as is" and "as available" basis. We make no warranty that the Website is free from computer viruses or any other malicious or impairing computer programs. It is your responsibility to ensure that you use appropriate virus checking software on your devices. We are not liable for any failure to perform any of our obligations under these terms of use caused by matters beyond our reasonable control.

Assumptions & Accuracy

By using the Website to search for vehicles, you agree that you will only use, reproduce and print materials comprising the results of such searches for your own personal, non-commercial purposes. Pages contained in the Website may contain technical inaccuracies and typographical errors. The information in these pages may be updated from time to time and may at times be out of date. We do not accept responsibility for keeping the information up to date or liability for any failure to do so.
The material on the Website is only for information purposes. It does not constitute advice and you should not rely on any material on the Website to make (or refrain from making) any decision or take (or refrain from taking) any action. The Website contains material submitted and created by UK main dealers and other third parties. We exclude all liability for any illegality arising from or error, omission or inaccuracy in such material. We give no warranties, conditions, guarantees or representations, express or implied, as to:- the completeness or accuracy of the advice and information contained on the Website or any associated website; the content of the advertisements for vehicles included in our database, including but not limited to the ownership, quality, authenticity of any photographs, compliance with description or fitness for purpose of any such vehicles; the results of any search of our database or circumstances where there is a limited number of vehicles selected by the search on our database which might meet the searcher's requirements.

External Links

The Payment Swap website contains hypertext links to websites that are not operated by us. We do not control such websites and are not responsible for their content. Our inclusion of hypertext links to such websites does not imply any endorsement of the material contained on the websites or of the owners. Links to the Payment Swap website You may establish a hypertext link to the home page of the Website, without the need for our written consent, provided there is no implied endorsement or sponsorship of you, your company or your website by us.

My Payments Swap - Personal Details

As part of the order process, you will be given a username and password and a “My Payment Swap” account. You agree that the information supplied with your order will be truthful, accurate and complete. You also agree that you will not attempt to register in the name of any other individual nor will you adopt any username which we deem to be offensive. All personal information supplied by you as part of the order process will be protected in line with our Privacy Policy.

General

We reserve the right to assign or subcontract any or all of our rights and obligations under these terms of use to a third party. If we exercise this right, we shall name the assignee or subcontractor on the Website and you will be entitled to terminate the account within 5 working days. You may not without our prior written consent assign or dispose of any rights or obligations arising under these terms of use. These terms of use of access together with our privacy policy contain the entire agreement and understanding between the parties relating to the Website, and supersede any and all prior agreements, arrangements, statements and understandings, except for any fraud or fraudulent representation by either party. We exclude all representations and warranties relating to access to use of the Website, whether they are statutory or otherwise, as far as is possible by law. If any of these terms of use shall be held to be invalid or unenforceable, it shall not affect the enforceability of any of the remaining provisions. These terms of use shall be governed by and in accordance with English law and subject to the exclusive jurisdiction of the English Courts.
If you do not agree to obey these terms of use you must stop using the Website immediately.

Contacting Us

This Website is operated by Automotive Media Ltd. Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy and Terms Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Registration Number 757685) and is a firm registered in England and Wales (Company number 9679212). All rights reserved. If you use our website, you are deemed to have read and agree to be bound by these terms and conditions. We reserve the right to amend these Terms and Conditions at any time without prior notice.

You can get in touch with us:
•    By live chat using our website
•    By email (info@paymentswap.co.uk)
•    By telephone during normal office hours on our local rate number :01482 235 058 (your call may be recorded). Our trained Payment Swap specialists are available between 9.000am and 6.30pm (Monday to Friday), 10:00am to 4:00pm on Saturdays.
•    You can write to us at our registered office:- Oakwood, 1 Birchwood Dell, South Yorkshire, DN4 6SY
 
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Payment Swap ® is a registered trademark of Automotive Media Ltd. Privacy, Cookie Policy, Terms and Conditions

Depending on the amount you owe, there is a likelihood your new agreement’s term will be extended beyond your existing arrangement. Subject to status. The renewal of a new agreement is subject to underwriting conditions and may not always be possible. Payment Swap is a registered trademark brand, operated in accordance with FCA guidelines. Automotive Media Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 757685). Automotive Media Ltd is a firm registered in England and Wales under company number 9679212. All rights reserved. Written quotations detailing a choice of finance lenders will be made available from Automotive Media Ltd, who are a credit broker and not a lender and whose name is listed on the FCA register.

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